How to Create & Stabilize Your Finances With Paycheck Security?

    DO YOU HAVE PAYCHECK SECURITY??

If you are like most of us, your Paycheck pays your Home Loan and other Monthly Expenses that are always growing! . 

BUT WHAT IF...Your Paycheck DISAPPEARS when you are Too Sick or Hurt to work and paying your Home Loan and other basic Monthly Expenses becomes a nightmare while you are trying to recover? Where is your Income Security now?

AVOID THE NIGHTMARE. Carrying Your Own Disability paycheck insurance during your working years pays you to cover your Home Loan and other basic Monthly Expenses when you are Too Sick to Hurt or Work! Plan ahead by covering your risk with budget-sensible, privately-owned Disability Insurance which pays you a monthly lump sum in addition to any Disability coverage your employer may make available for you.

WHAT YOU NEED TO KNOW - Two-thirds of working folks have no Disability Insurance at all though many carry some form of life insurance. And yet, working folks are 3.5 times more at risk to need a Disability plan--to replace their paycheck so they can meet basic monthly expenses when they are too ill or hurt to work--than they are to die. Note - Employer based disability plans generally provide a limited amount that is taxable!

What that means is that protecting your home loan and basic expenses requires that you include Disability Insurance as your first line of defense as part of your Income Security financial portfolio. Why? Because it pays you when you recover during your working years. 

The next line of defense is to pair your Disability coverage with well-designed Targeted Life Insurance coverage. This provides a lump sum to your designated heirs to cover a targeted period of time to replace your lost income should you pass away—and carefully chosen life insurance can have several other advantages as well during your lifetime.

WANT TO LEARN MORE ABOUT COVERING YOUR PARTICULAR RISK FACTORS? I am Phil Eide. My partner, Maxine Collin has been helping folks figure out how to best protect their incomes for over 35 years. With a simple phone call, you will work with her to determine some affordable, sensible strategies which can protect your paycheck/income currently and on an ongoing basis. 

SCHEDULE AN INTERACTIVE CALL WITH MAXINE. Just call or text her a request for a brief phone call at 216.377.9310 to schedule an uninterrupted time to get information about rounding out your Income Security Plan...that way you can create financial peace-of-mind for you and/or your heirs. Maxine will confirm your phone appointment by text message. She is generally available:

Monday, Tuesday, Wednesday, or Thursday during the following hours: 

11 A.M., Noon, 1 P.M., 2 P.M., 3 P.M., 4 P.M., 5 P.M., 6 P.M., 7 P.M., 8 P.M.

Reminder - “You insure your home. Your car. Your personal property. It makes sense to insure the one asset — your ability to earn an income — that makes your lifestyle and all of those things possible. That’s one less 'what if?' in your life" Forest Hills Financial Group 

Don't Gamble With Your Family's Well-Being & Lifestyle!

 

Unexpected accidents, sickness or even death can put an end to your stream of income, add to your expenses and jeopardize your - and your family's - ability to pay the mortgage(s), utilities, auto payments, groceries, etc. 

Times have changed! Income/Paycheck Protection - beyond the limited Employer Plans - is now available and affordable for all - white, gray & blue color!

Don't Procrastinate - After something happens, it's to late! 

Remember -- Expect the Unexpected / Don't Gamble With Your Well-Being / Bad Things Do Happen To Good People!! 

It happened to me!

For a free analysis, Your Choices, and Costs, schedule a brief discussion with --

Maxine Collin - A 30 year income protection specialist. Call or Text - 216.377.9310

You Won't Regret It!